Service Category
🛡️ Insurance & Risk in South Florida
Brokers who specialize in Florida condominium association master policies — property, wind, flood, D&O and the underwriting questions milestone and SIRS reports now trigger.
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What boards need to know
Since the compliance era began, your milestone report and SIRS have become underwriting documents. Carriers ask about roof age, concrete condition, reserve funding and open repairs — and price or decline accordingly. Association-specialist brokers prepare boards for those questions, market the master policy properly, and coordinate with your engineer and manager so the story an underwriter reads is accurate and complete.
What you can request here
- Association master policy placement and remarketing
- Wind, flood, liability and D&O programs for communities
- Underwriting preparation using your milestone and SIRS reports
Serving Miami-Dade, Broward and Palm Beach counties.
By county
Insurance & Risk in Miami-Dade County
Miami-Dade holds the densest concentration of aging coastal high-rises in Florida — including the Surfside corridor where the modern compliance era began. Local enforcement in cities like Miami Beach, Sunny Isles and Surfside has been among the most active in the state on milestone filings.
Insurance & Risk in Broward County
Broward's oceanfront condo stock — Galt Ocean Mile, Hollywood Beach, Pompano — is dominated by 1970s and 1980s towers now deep into milestone, Phase 2 and concrete-restoration work. Broward boards are among the most active in Florida on special-assessment financing.
Insurance & Risk in Palm Beach County
Palm Beach County pairs older oceanfront towers in Boca Raton, Highland Beach and Delray with a large stock of 1980s–90s mid-rise communities inland. Reserve funding discipline and insurer pressure, as much as milestone deadlines, are driving board decisions here.
Founding Partners — recruitment open
The first 15 Founding Partners get Premium features and placement at $299/mo locked for 12 months — max 2 partners per category, per county. Verification (Florida license, insurance on file, business registration) is completed before any profile goes live.
Vendors in this category
Founding Partner recruitment is open for this category. No vendor is listed here until their license and insurance are verified — we would rather show an empty category than an unverified one.
Insurance & Risk — questions boards ask
Do carriers really read our SIRS and milestone reports?
Increasingly, yes — reserve funding and building condition are now standard underwriting questions for Florida condo master policies.
When should we start remarketing our policy?
Specialist brokers usually begin 90–120 days before renewal for larger communities, longer if a major repair or roof project is mid-stream.
Can better compliance lower our premium?
It can improve insurability and the terms offered. No broker can promise a specific premium — be wary of anyone who does.